Products and operations that are EXCLUDED in this policy:
Alcoholic beverages or products (includes serving, selling, or sub-contracting)
Animal/Livestock feed (this does not include pet products)
Any product requiring a prescription
Any product containing Cannabidiol (CBD), Hemp, or Hemp extract
Baby food
Commercial farms owned or operated by the insured (your products sold away from the farm are okay)
Companies/Operations not in compliance with county, state, and federal food and safety regulations
Diet products or cleanses or pills marketed as a 'weight loss' product
Energy drinks
Grocery store or supermarket retail operations owned or operated by the insured
Health coaching
Importers - produce or dairy making up more than 20% of total sales
Importers - seafood, meat, poultry
Kava
Kombucha
Medical invasive products - intended to stay within body
Nutraceuticals, vitamins, supplements, suppositories or products containing pharmaceuticals, drugs or medicines
Nutrition consulting
Owner or operator of a food court / storefront
Restaurant, cafe, bakery, tavern, or similar establishment, with operations where you own or lease the space where customers enter to purchase food/beverages
Tobacco related products including e-cigarettes and smokeless products
Topical products including soaps, lotions, and bath products